The retail sector is under pressure. Inflation, volatile consumer sentiment, supply bottlenecks, shrinking margins – while customer behavior is changing, the demands for efficiency, agility, and resilience are increasing. In the midst of this dynamic, one function is increasingly moving into the center of strategic decisions: Treasury. Especially in retail companies, Treasury today is far more than a purely operational finance department. It is becoming a navigational instrument that secures liquidity, creates and continuously ensures the ability to act, and enables growth.