Multinational financial services operations experience significant challenges in regional and local regulations, mixed currencies, geopolitical environments, and even languages. The challenges pose data acquisition, integration, and harmonization obstacles—particularly when sourcing data from hundreds of core banking systems with data in varying formats, time zones, and languages. Moving from batch to real-time processing can represent significant benefits to global operations and customer experience. Raiffeisen aims to draw on these benefits to become the most recommended financial services group in its markets.